If they haven’t already, companies around the world are making presentations to their employees about what the return to office migration will look like. A popular one is comprised of 3 buckets. 100% in office, 100% remote, or a hybrid. Maybe 2-3 days/week. At Lloyd’s Banking group, its called their “Home, Hub, Hybrid” model and Mark Heywood joins the podcast to talk about why they chose it, what they've learned, and what they believe the future holds.