In this episode Will explains how your credit file and credit score play an important role in the home loan application process.

0.40 Current clients of mine who cannot get a pre approval because they accidentally canned their credit file.

1.25 The most important parts of your credit file

2.00 Defaults and bankruptcies

2.25 You can still qualify for a home loanb

2.40 Maybe credit repair will work

3.00 Lenders can see if you miss other loan repayments

HINT: Find a good mortgage broker who knows the best way based on what your credit file looks like

Check your credit file here

Comprehensive Credit Reporting article

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