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A special, uncut episode unlocks the Keys to the Castle! Today, real estate attorney Jason Kleiger takes the reins for a fireside chat with our resident experts.

Brace yourselves for unfiltered insights and in-depth discussions as Jason grills Bisendra Melaram, the real estate pro, and Jason Marcus, the mortgage guru, on the current state of the real estate market, with a special focus on recent legal developments impacting the National Association of Realtors (NAR).

This episode dives deep into:

• Bisendra's Market Observations: Our seasoned host offers his unfiltered take on pricing trends, inventory levels, and buyer activity.
• Jason Marcus Uncut: Buckle up for Jason's analysis of mortgage rates, loan options, and the ever-evolving lending landscape.
• Jason Kleiger on Fire: In his hosting debut, Jason dissects the legal implications of the current market, including the hot-button topic of NAR-related litigation.
• Unedited Discussion: Witness the dynamic trio engage in an uncensored conversation, offering practical tips and strategies for navigating the market with confidence.

Whether you're a seasoned professional or just starting your real estate journey, this uncut episode delivers an insider's perspective on the market. Get ready for an insightful and engaging conversation, complete with legal insights on the NAR situation!

Disclaimer: The information and opinions expressed are for informational and entertainment purposes only. We recommend consulting with a qualified professional for specific legal advice.

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

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Buying a home is an exciting journey, but navigating the legal landscape can be daunting. This episode of Keys to the Castle equips you with the knowledge to confidently handle a crucial step: title searches and title insurance.

Host Bisendra Melaram welcomes a team of experts:

• Sue Baran of Land Baron Abstract: Sue will shed light on the title search process, ensuring you understand the history and ownership status of your potential property.
• Jason Kleiger, Real Estate Attorney: Jason will provide legal insights on the importance of title searches and potential issues that can arise.
• Jason Marcus, Mortgage Guru: Jason will explain how title insurance protects your investment and helps secure financing.

In this informative episode, you'll gain valuable knowledge on:

• The Importance of Title Searches: Sue Baran breaks down the title search process and clarifies what it reveals about a property's legal history.
• Potential Title Issues: Jason Kleiger discusses common title problems and how they can impact your purchase.
• Protecting Your Investment: Jason Marcus explains the benefits of title insurance and how it safeguards your financial security as a homeowner.
• Finding the Right Title Company: Sue Baran offers valuable insights on choosing a reputable title company for your home purchase.

Whether you're a first-time buyer or a seasoned investor, this episode empowers you to make informed decisions about title searches and title insurance. Don't let legal uncertainties cloud your dream of homeownership.


Sue Baran
Land Baron Abstract
Land Bound Services
290 Broadhollow Road
Suite LL101E
Melville, NY 11747
516-457-8176 mobile
631-385-7894 office

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

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The dream of homeownership can feel locked away for first-time buyers struggling with credit. But fear not! This episode of Keys to Castle equips you with the knowledge and strategies to turn that dream into reality.

Host Bisendra Melaram welcomes a powerhouse team:

• Angela Kim, Senior Credit Counselor with Credit Repair Boss: Your credit fairy godmother, Angela will guide you through credit repair strategies specifically designed for first-time homebuyers.
• Jason Kleiger, Real Estate Attorney: Jason provides legal insights on credit and its impact on real estate transactions.
• Jason Marcus, Mortgage Guru: Jason sheds light on the role of credit score in securing favorable mortgage rates and terms.

In this information-packed episode, you'll gain valuable knowledge on:

• Building a Strong Credit History: Learn strategies for establishing and maintaining a healthy credit profile.
• Credit Repair for Homeownership: Angela Kim dives deep into tactics to improve your credit score and qualify for a mortgage.
• Legal Considerations: Jason Kleiger clarifies the legal implications of credit on real estate transactions and navigating potential hurdles.
• Unlocking Mortgage Advantages: Jason Marcus explains how a strong credit score translates to better loan options and lower interest rates.

Whether you're just starting your homebuying journey or credit concerns have held you back, this episode empowers you to take control of your financial future and unlock the door to your dream home.

Angela Kim
Senior Credit Counselor
Credit Repair Boss
333 Earle Ovington Boulevard  #402
Uniondale, New York 11553
[email protected]

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

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In part two of this essential episode, Bisendra Melaram, Jason Kleiger, and Jason Marcus delve deeper into the revamped Property Condition Disclosure Statement (PCDS) in New York real estate.

Joined by special guest Brigitte Malik of Inspection Boys, the team explores the practical implications of the PCDS from an inspector's perspective.

Key topics covered:

• PCDS in Action: Brigitte Malik sheds light on how inspectors utilize the PCDS during inspections and navigate its limitations.
• Understanding Agency: The Team clarifies the concept of agency and its impact on who is responsible for disclosures in a real estate transaction.
• Beyond Disclosure: The team emphasizes the continued importance of thorough inspections and clear communication for informed decision-making.

Whether you're a buyer, seller, or real estate professional, this episode provides valuable insights and practical guidance to navigate the evolving landscape with confidence.

Brigitte Malik, The Inspection Boys
[email protected]
(516) 591-3261
(347) 525-3501

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

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Buying or selling a home in New York? This episode of Keys to the Castle is your essential guide to the latest changes in the market, with a special focus on the revamped Property Condition Disclosure Statement (PCDS).

Host Bisendra Melaram is joined by real estate attorney Jason Kleiger and mortgage professional Jason Marcus to break down everything you need to know:

• Mandatory PCDS: Understand the new requirements and what they mean for buyers and sellers.
• Empowering Buyers: Gain valuable insights into the information disclosed in the PCDS.
• Informed Lending: Learn how the PCDS impacts mortgage decisions and risk assessment.
• Going Beyond the Disclosure: Discover the importance of due diligence and clear communication for a successful transaction.

Whether you're a seasoned investor or a first-time buyer, this episode equips you with the knowledge and confidence to navigate the evolving New York real estate landscape.

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

Send us a text

Join Bisendra Melaram, Jason Kleiger, and Jason Marcus as they delve into the recent civil fraud case against the Trump Organization. This episode unpacks the allegations of inflated property values, and the potential implications for the real estate industry.

Key topics covered:

• Impact on real estate: What does this case mean for buyers, sellers, and professionals?
• Transparency and ethics: We discuss the importance of accurate information and ethical practices in real estate transactions.
• Navigating the changing landscape: How might this case affect loan availability and market trends?

Whether you're a seasoned investor or just starting your real estate journey, this episode offers valuable insights and practical advice. Tune in and gain the knowledge you need to navigate the ever-evolving landscape of the real estate market.

Disclaimer: This episode is for informational purposes only and does not constitute legal or financial advice. Always consult with qualified professionals for specific guidance.

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

Send us a text

Prepare to lock down your peace of mind! This episode of Keys to the Castle throws open the vault on all things insurance with special guest Christina Shaw, a Licensed Insurance Agent from AllState. Join host Bisendra Melaram, real estate pro, alongside resident attorney Jason Kleiger and mortgage guru Jason Marcus, as they navigate the crucial (but sometimes confusing) world of home, flood, umbrella, and car insurance.

Unpack the keys to:

• Home sweet home security: Understand the vital elements of protecting your castle with the right homeowner's insurance. Christina and the crew debunk myths, clarify coverages, and guide you towards peace of mind.
• Flooding the facts: Living in a low-lying area or near the coast doesn't have to be a worry. Dive deep into flood insurance options, navigate potential gaps, and discover smart steps to take for maximum protection.
• The power of the umbrella: Is this rainy day shield worth it? We dissect the benefits and drawbacks of umbrella insurance, helping you decide if it's the perfect storm shield for your needs.
• Hitting the road with confidence: Don't get sidelined by auto insurance confusion! Learn about coverage types, navigate liability concerns, and ensure your precious wheels are always on the safe side.

Whether you're a seasoned homeowner or a first-time key holder, this episode is your roadmap to comprehensive protection. Get ready for expert insights, practical tips, and a healthy dose of humor as the Keys to the Castle crew unlocks the secrets to a secure and worry-free future.

Tune in, lock in, and discover how the right insurance can open doors to a world of peace of mind!

Bonus: Christina will also be answering your burning insurance questions on a future episode!  Submit them in advance or join the conversation in the comments. It's time to turn the key on worry and turn up the volume on security!

Remember, your castle deserves the best protection. Let Keys to the Castle help you find it!

Christina Shaw
AllState
Licensed Insurance Agent
516.900.1234
https://www.imwithshaw.com/

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

Send us a text

Ever feel like your property taxes are holding your castle hostage? Join Bisendra Melaram, Jason Kleiger, and Jason Marcus, the real estate mavericks of "Keys to the Castle," as they unlock the secrets of property tax reduction with expert insider Michele LaGrassa, a Tax Grievance Consultant with 13+ years of unlocking savings for homeowners.


Don't let property taxes crush your castle dreams! Michele, armed with wisdom and wit, navigates the often-murky waters of contesting your property assessment. Learn powerful strategies, bust common myths, and discover what it takes to make a winning case for a tax break.


From understanding local laws to wielding assessment data like a knight's sword, this episode equips you with the tools to conquer your property tax woes. Whether you're a seasoned homeowner or a newbie knight, discover the secrets to:


Slashing your tax bill: Learn the strategies and skills to potentially unlock substantial savings.


Demystifying the process: Navigate the complex world of assessments with confidence and clarity.


Taking control: Empower yourself to become a champion of your property's financial well-being.


Tune in for an engaging conversation that leaves you feeling informed, empowered, and ready to turn the tide on your property taxes. This episode is your key to a lighter tax burden and a brighter financial future. So, grab your metaphorical sword and shield, and join us on "Keys to the Castle" for a tax-slaying adventure!

Michele LaGrassa
Tax Grievance Consultant | Real Estate Division
NYS Licensed CE Tax Grievance Instructor
Call/Text 516.361.0001
Apply online - www.HellerTaxGrievance.com

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

Send us a text

In this episode of Keys to the Castle, join your trusted hosts Bisendra Melaram, Jason Kleiger, and Jason Marcus as they welcome a special guest: Michael Bocelli, a seasoned Reverse Mortgage & Trust Lending Specialist. Together, they dive deep into the realm of HECMs, aka "reverse mortgages," unlocking the mysteries and potential hidden within your own home's equity.

Unleash the keys to:

• Understanding the HECM landscape: What is a HECM and how does it work? Debunk common misconceptions and learn the benefits and potential drawbacks of unlocking your home's value.

• Eligibility, application, and beyond: Navigate the HECM process with clarity, from qualification requirements to loan options and disbursement methods.

• Financial savvy for homeowners: Discover how a HECM can complement your retirement income strategy, pay off existing debt, and enhance your financial freedom.

• Legal considerations and pitfalls: Hear expert legal advice from Jason Kleiger on important safeguards and navigating the fine print of a HECM agreement.

• Real-life scenarios and success stories: Michael Bocelli shares firsthand accounts of how HECMs have empowered homeowners to live richer, fuller lives in their later years.

Whether you're a seasoned homeowner eyeing financial security or a new castle occupant exploring options, this episode is your blueprint to understanding HECMs and their potential impact on your real estate journey.

Tune in, unlock your castle's hidden value, and join the conversation with Keys to the Castle!

Don't miss this insightful episode of Keys to the Castle – subscribe now and unlock the potential in your home!

Michael Bocelli, Reverse Mortgage & Trust Lending Specialist
[email protected]
516-242-4063 (Mobile)

Keywords: HECM, reverse mortgage, retirement income, home equity, financial planning, legal considerations, real estate, Michael Bocelli, Bisendra Melaram, Jason Kleiger, Jason Marcus.

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/

Send us a text

Join real estate power trio Bisendra Melaram, Jason Kleiger, and Jason Marcus as they unlock the sun's potential with special guest Kayla Ceballos, aka The Solar Queen! This episode of Keys to the Castle is bursting with solar energy as we dive deep into everything photovoltaic, from A to Z.

Ready to light up your home sale knowledge? We'll explore:

• The Solar Scoop: What exactly is solar energy? How does it work? Get the lowdown on panels, batteries, and harnessing sunshine for your home.

• **Financial Flash: ** Crunch the numbers! Kayla and the Jasons break down the financial benefits of solar – from cost savings to increased home value, they'll show you how solar can shine on your wallet.

• Legal Luminosity: Jason Kleiger illuminates the legal landscape of solar. Leases, ownership, permits – navigate the legalities with confidence.

• Real Estate Radiance: Bisendra Melaram reveals how solar impacts home sales. Attract eco-conscious buyers, boost your listing, and unlock the key to a brighter deal.

This episode is a must-listen for:

• Homeowners considering solar

• Real estate professionals wanting to shine on solar knowledge

• Anyone curious about the future of sustainable living

Tune in and get ready to bask in the brilliance of solar energy! With Keys to the Castle and The Solar Queen, your home and your knowledge will be positively radiant.

Don't miss this electrifying episode – subscribe to Keys to the Castle now!

Bonus: Share this episode with a friend who needs a brighter outlook on energy bills!

Instagram: https://www.instagram.com/keys.to.thecastle/


Kayla Ceballos, The Solar Queen
https://www.instagram.com/solarqueenkay/

#KeysToTheCastle #SolarQueen #SustainableLiving #RealEstate #HomeSales #SunshinePower #FirstTimeHomebuyers

Instagram: https://www.instagram.com/keys.to.thecastle/


Bisendra Melaram, REALTOR
https://www.instagram.com/bisendra/


Jason Kleiger, ESQ
https://www.instagram.com/jasonkleiger_esq/


Jason Marcus, Senior Loan Officer
https://www.instagram.com/jasonmarcus_mortgages/