If you’ve just cleared CA Inter and are confused about where to do your Articleship, this episode is for you. In this candid conversation on Konversation with Kushal, we break down the real differences between Big4 firms, mid-size firms, and small CA firms. From exposure and learning to work culture, stipends, and long-term career impact, our panel of CA articles shares their honest, unfiltered experiences to help you decide which path might be right for you.We also discuss the controversial realities of CA Articleship - is Big4 really worth the hype? Do firms sometimes exploit articles with long working hours and low stipends? And what should students prioritise: brand name, learning, or work-life balance? If you're about to start your Articleship journey, this discussion will give you the insights every CA student wishes they had earlier.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#ca #articleship #big4 #deloitte #kpmg #ernst

In this episode of Konversation with Kushal, we speak with Madurai Veeran, whose journey from earning ₹10 a day as a roadside mechanic to building a ₹14 crore investment portfolio is nothing short of extraordinary. After losing his father young and failing his 10th standard, he started working in a workshop before slowly rebuilding his life through education, working in the Middle East, and learning the power of investing. Through discipline and smart financial decisions, he eventually created multiple income streams that now generate around ₹1.8 lakh per month in passive income. In this conversation, he shares powerful lessons on personal finance, investing psychology, asset allocation, and financial independence. From why Indians overinvest in gold and real estate to how young people should start investing from their first salary, this episode is a practical masterclass in wealth creation. If you want to understand how to move from working for money to owning assets that work for you, this episode offers a roadmap for building long-term financial freedom.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this important episode of Konversation with Kushal, Kushal Lodha speaks with Mahavir Chopra, Founder of Beshak.org, to break down everything young Indians need to know about insurance. From health insurance and term insurance to the most common mistakes people make while buying policies, this conversation explains why insurance is one of the most important financial decisions you can make early in life. The discussion also covers how insurance actually works, how to evaluate policies, and why many people misunderstand the purpose of insurance.Mahavir Chopra also addresses real concerns people have about the industry, including cases where insurance companies reject claims or act unfairly. The episode explains how consumers can protect themselves, what to look for in policy documents, and how to avoid mis-selling. If you want to understand how insurance protects your financial future and why every young professional should take it seriously, this episode is a must watch.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#insurance #healthinsurance #terminsurance #personalfinance #financialplanning #medicalexpenses #insuranceawareness #insuranceeducation #beshak #insurancescam #insurancetruth #claimrejected #financialsecurity

In this powerful 90 minute masterclass on Konversation with Kushal, host Kushal Lodha sits down with Gajendra Kothari, Managing Director and CEO of Etica Wealth (P) Ltd, to break down The Almanack of Naval Ravikant and decode its timeless lessons on wealth, mindset, leverage and freedom. This is not just a book summary. It is a deep and practical interpretation tailored for Indian investors, entrepreneurs and ambitious professionals. From “Seek wealth, not money or status” to building assets that earn while you sleep, the episode explores first principles thinking, ethical wealth creation, active versus passive income, reinvesting in business versus mutual funds and why real wealth begins in your thinking before it reflects in your bank account.Gajendra also shares his personal journey from early career risks to building long term financial independence, and explains how discipline, reading habits, clarity of thought and time leverage shape extraordinary outcomes. If you want to understand how to get rich without depending on luck, avoid status games and design a life of financial and personal freedom, this episode is a must watch.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this insightful episode of Konversation with Kushal, Kushal Lodha speaks with Mr. Swarup Mohanty, Vice Chairman & CEO of Mirae Asset Investment Managers (India), on the future of investing, mutual funds, and India’s economic trajectory. From why Nifty 500 may be more powerful than Nifty 50 to whether Multi-Asset funds could replace Flexi Cap as the core portfolio strategy, this conversation challenges conventional wisdom. They break down asset allocation, SIP flows, gold as a core holding, sectoral opportunities in banking, healthcare, infrastructure and consumption, and why not investing may be a bigger risk than market volatility.The discussion also explores China’s execution model, India’s path from a $4 trillion to potentially an $8 trillion economy, and the psychological mistakes investors make during crashes. Swarup shares personal lessons from 2008 and COVID, retirement planning insights, and why discipline matters more than intelligence in wealth creation. If you want clarity on long-term investing, mutual fund strategy, and building sustainable wealth in India, this episode is a must-watch.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!

In this episode of Konversation with Kushal, Kushal Lodha sits down with Mr. Atul Raval, a former government officer who transitioned into full-time investing and built wealth by identifying multibaggers very early. Over decades of disciplined investing, he has consistently spotted companies before they became 100x, 200x and even 300x stories. In this conversation, he breaks down how he studies market cap instead of just price, tracks balance sheet shifts, reads annual reports deeply and looks for operating leverage and sector cycles before the crowd notices them.This is not a tips-based discussion. Mr. Raval explains how conviction is built, how to hold through volatility, when to book profits and how to avoid common retail mistakes. From real case studies like Caplin Point and Jyoti Resins to his framework for spotting emerging themes, this episode is a masterclass in serious long term investing. If you want to understand how multibaggers are actually found and held, watch this till the end.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy #microcaps #multibaggers

In this power-packed episode of Konversation with Kushal, host Kushal Lodha sits down with Mr. Sudhir Bheda, Ace Investor and Founder of the Bheda Family Office, to decode what it truly takes to create real wealth in the stock market. From starting with small capital and turning conviction into crores, Mr. Bheda shares how deep research, understanding cash flows, enterprise value, and market cap helped him identify multibaggers like KPI Green, Zen Technologies, and others. He explains why investing is about buying businesses, not stocks, and how concepts like operating leverage, margin of safety, and management quality separate serious investors from the crowd.The conversation goes beyond stock tips and dives into mindset — why you must avoid lofty valuations, high leverage, and loss-making traps, why F&O is not for retail investors, and why “you can borrow money but you cannot borrow conviction.” Mr. Bheda also shares hard-earned lessons from losses, sector cycles, and spotting inflection points early whether in renewables, defence tech, or specialty chemicals. A masterclass in disciplined investing, risk management, and long-term wealth creation in India’s growth story.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this power-packed episode of Konversation with Kushal, Kushal Lodha sits down with Mr. Kaustubh Belapurkar, Director – Fund Research at Morningstar, to decode mutual fund investing from first principles. From why 75% of investors chase short-term performance… to the shocking “Mind the Gap” study where investors earn far less than the funds they invest in… this conversation breaks down everything you must know before putting money into mutual funds. Risk vs ability to take risk, SIP vs lump sum, index vs active, small cap crashes, sector fund traps, capture ratios, expense ratios, direct vs regular, and how to actually pick the right fund — it’s all covered with data, clarity and zero noise.If you are exploring mutual funds and want to avoid costly mistakes, this is the only video you need to watch. No hype. No blind stock tips. Just clear frameworks, hard numbers and decades of research distilled into actionable insights. Whether you're a beginner or already investing, this episode will fundamentally change how you think about returns, risk and investor behaviour.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this insightful episode of Konversation with Kushal, host Kushal Lodha sits down with Mr. Rajesh Sehgal, Managing Partner at Equanimity Investments, to decode how wealth is really built across public markets, private equity and venture capital. From explaining realistic return expectations in public markets to breaking down what “cheap earnings” truly mean, Rajesh shares a practical investing framework built on management quality, opportunity size, execution capability and downside protection. He also reflects on his learnings from legendary investor Dr. Mark Mobius and how global thinking shapes smart capital allocation.Beyond investing, this conversation explores India’s structural growth story, shifting consumer trends, rising risk appetite among young investors and how to think about asset allocation in volatile markets. Rajesh also shares candid advice for young professionals, CFA aspirants and first-time investors navigating today’s dynamic environment. If you want clarity on building long-term wealth while staying grounded and adaptable, this episode is a must watch.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy

In this insightful episode of Konversation with Kushal, host Kushal Lodha sits down with Varun Gupta, CEO at Groww AMC, for a deep dive into investing, asset allocation, and long-term wealth creation. From starting his journey in school to building a structured mutual fund portfolio, Varun explains in simple terms how to think about equity vs hybrid funds, ETFs vs index funds vs FOFs, small caps vs large caps, gold vs silver, and how to read a mutual fund fact sheet. He also breaks down his QGARP framework and shares practical allocation ideas for young investors starting with just ₹10,000 per month.Beyond investing frameworks, this episode gets personal. Varun opens up about his best and worst financial decisions, why his first real estate investment disappointed him, how he made his first ₹1 crore in his 20s, and the biggest mistakes Gen Z investors are making today. If you want clear thinking, honest lessons, and a structured approach to compounding wealth without chasing trends, watch this conversation till the very end.💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world!#KushalLodha #SamirArora #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy