EP 18: Title insurance is all about everything is about the past; Who owned it, are there easements? If you are getting a loan YOU NEED IT! Land Title reports that 36% of all real estate transactions have a defect in the title. Learn how to avoid wire fraud, it is very prevalent now. Red flags, if you are a buyer about to send a wire transfer, and you receive an email with punctuation errors or the email is a little different, someone may be hacking into the system and trying to steal your money!