Larry Kotlikoff is an economics professor at Boston University, president of a financial planning software company, served on the President's Council of Economic Advisors and helps tens of thousands of retirees with his website maximizemysocialsecurity.com. Larry's also a prolific author having written dozens of books and hundreds of blog posts, columns, and research papers. His most recent book is 'Social Security Horror Stories: Protect Yourself from the System and Avoid Clawbacks.'