Steve Moskowitz of Moskowitz LLP explained to KGO’s Chip Franklin why it is crucial people disclose their foreign bank accounts before the U.S. government closes the doors to its Offshore Voluntary Disclosure Program (OVDP) Sept. 28. According to Moskowitz, after that, people's chances to dodge millions of dollars in fines and years in prison will be slim at best. Attorney advertising and not to be relied on as legal or tax advice.