Bharat Panchal is working as a Chief Risk Officer for India, Middle East & Africa for FIS Global, a Fortune 300 and world’s no.1 fintech supporting the banking and payment services across the world. Bharat is responsible for creating risk culture at FIS and its ecosystem by way of designing, implementing and monitoring risk controls. During an interaction with TheTechPod - "Last decade was all about Digital Transformation in India", says Bharat Panchal.

Prior to FIS, he has been working as Chief of Risk Management for National Payments Corporation Of India (NPCI) for more than 8 years. He was one of the strong pillars since inception of NPCI, an umbrella organization for entire retail payments system in India.He managed key functions like Enterprise Risk Management, Compliance, Operational Risk Management, Ecosystem Cyber Security, Fraud Management and AML for NPCI and its ecosystem since inception of NPCI.