Wondering what the Bellingham and Whatcom County housing markets look like? After years of uncertainty and fluctuations, many potential buyers and sellers remain on the sidelines, afraid of getting the timing wrong. In this update, I’m breaking down what's actually happening beneath the headlines about rates, inventory, and buyer behavior. Right now, mortgage rates are easing to around the low to mid-sixes, creating new opportunities for refinancing and purchasing that you might not have considered. If you want to know what the market may bring this year, check out my video.