Most Latino families still aren’t in the market—only an estimated 28–38% own stocks vs ~70% of white families. In this Wealth Wednesday episode of the Latin Wealth Podcast, we break down a practical playbook to start investing with confidence: how to use fractional shares, choose simple index funds and ETFs, set short/mid/long-term goals, automate contributions, and avoid the emotional traps that derail beginners. We also cover 401(k) matches, emergency funds, and beginner-friendly brokerage options so you can take action today.

What you’ll learn

• The participation gap and why it matters for Latino wealth creation
• Myths we need to drop: “I need a lot of money” and “I must pick perfect stocks”
• Fractional shares and automated deposits that make starting simple
• Short, mid, and long-term investing frameworks you can actually follow
• Why most beginners should skip day trading and options
• Easy entry: indices and ETFs like S&P 500 (VOO), Total Market (VTI), and QQQ
• Smart habits: dollar-cost averaging, removing emotion, reading macro signals
• Setup steps: bank account, brokerage, then consistent contributions
• 401(k) matching as “free money” and how to combine it with a brokerage plan
• Family dynamics: how to align on goals and keep the plan sustainable

Chapters
00:00 Intro and why Latino market participation matters
00:30 Ownership stats and the wealth gap
03:45 Myth busting and fractional shares
07:17 Picking stocks vs picking sectors you know
11:26 Why most beginners should avoid day trading
12:59 Build short/mid/long-term plans
16:14 Debt, emergency funds, and investing at the same time
17:18 Setup: bank, brokerage, automate
20:35 Using platform education and resources
24:52 Remove emotion, watch macro and headlines
30:00 Index funds and ETFs made simple
33:18 Dollar-cost averaging
35:16 Family conversations and next steps

Resources mentioned

• Fractional shares on beginner-friendly apps
• Broad ETFs: S&P 500 (VOO), Total Market (VTI), Nasdaq-100 (QQQ)
• Company 401(k) match basics
• News and macro: finance and policy headlines to watch

Disclaimer
This is educational content, not financial advice. Do your own research and consider consulting a fiduciary.

Bad Bunny’s historic Puerto Rico residency wasn’t just a run of shows—it was an economic engine. In this Wealth Wednesday episode of the Latin Wealth Podcast, we break down how a 30-show residency drew an estimated $700M+ impact to the island through travel, hospitality, retail, and small-vendor sales. We dig into who spent what, how long visitors stayed, and why the real number could be even higher once you factor in off-book activity (street merch, neighborhood businesses, ride shares, late-night food, and more).

What we cover

• Attendance mix: ~55% Puerto Rico residents, ~39% visitors from the U.S., ~6% international (DR, Colombia, Spain, Mexico, and more)
• Estimated spend: PR residents ~$126M, U.S. visitors ~$500M, other countries ~$80M
• Average stay: international visitors ~8.7 nights, PR residents traveling to San Juan ~1.5 nights
• Why beverage sales, restaurants, supermarkets, boutiques, and convenience stores all spiked
• The “unseen economy”: unofficial merch, flags, street vendors, clubs, and after-events
• Why hosting the residency in Puerto Rico (not Vegas) matters for local GDP and jobs
• Cultural ripple effects: renewed pride, repeat tourism, and the case for bringing talent home

• • What could come next: better tracking, future residencies, and long-term policy wins

El Salvador just made its first gold purchase in more than 35 years—and it’s not a small one. In this Wealth Wednesday episode of the Latin Wealth Podcast, we break down why the central bank added ~14,000 troy ounces of gold, taking total reserves to ~58,000 ounces (about $207M), and what that signals alongside the country’s ongoing Bitcoin strategy. We compare gold’s role as a reserve diversifier to BTC’s volatility and upside, and look at how other nations (China, Turkey, India) have been accumulating gold as part of their foreign-reserve mix.

In the second half, we spotlight Mercado Libre (MELI)—Latin America’s largest commerce and payments ecosystem operating across 18 countries. We cover its marketplace, logistics network, and fintech arm Mercado Pago, user growth, revenue trends, and why the business looks like a regional blend of Amazon + PayPal. If you’re researching macro moves in Latin America or hunting for companies shaping the region’s digital economy, this one’s for you.

What you’ll learn

- Why El Salvador added gold for medium/long-term reserve diversification

- How gold’s “financial soundness” complements a national Bitcoin strategy

- El Salvador’s reported BTC stack and mark-to-market gains

- Mercado Libre’s flywheel: marketplace, next-day logistics, and fintech (wallets, bill pay, credit, insurance)

Chapters

00:00 Intro and why this episode matters

00:26 The headline: El Salvador buys gold for the first time since the 1990s

01:29 How much gold, why it matters, and who else is buying

02:29 Spot price context and gold’s long-term profile

04:29 Reserve mix: gold vs. Bitcoin for a small, dollar-exposed economy

06:23 Diversification lessons for individual investors

07:20 Countries accumulating both BTC and gold

08:19 Mercado Libre overview (18 countries, marketplace + payments)

09:46 Browsing the platform: what you can buy and do

11:10 Logistics moat and fintech stack (Mercado Pago)

13:04 Stock snapshot (MELI), long-term chart, and growth drivers

16:29 Users, revenue, and where growth is strongest

17:55 What to watch next: features, geography, and possible crypto rails

18:25 Final takeaways and viewer questions

Disclaimer

This content is for education only and not financial advice. Always do your own research and verify figures before making decisions.

Question for you

Should El Salvador keep adding gold, double down on Bitcoin, or balance both? And have you used Mercado Libre/Mercado Pago—what was your experience?

We don’t just talk about AI—we show you how we use it to save hours and make better decisions. In this Wealth Wednesday episode of the Latin Wealth Podcast, we demo real workflows with ChatGPT (GPT-5), Riverside, Otter.ai, Descript, Sora, and Google AI Studio (“Nano Banana”). You’ll see how we analyze a 39-page government RFQ, extract scope, location, and requirements, generate partner leads in El Salvador, and draft bilingual outreach (email + WhatsApp) in minutes. We also cover meeting transcription, content repurposing, prompt engineering, and fast thumbnail/video generation—plus why you should practice with AI 30–60 minutes daily.

What you’ll learn

• A step-by-step AI workflow for proposals and lead gen (RFQ → insights → partner list → bilingual outreach)
• How to use transcription tools to speed up YouTube descriptions, titles, tags, and chapters
• Prompt engineering basics (be specific, use voice mode when typing is hard, iterate)
• Pros/cons of auto-clipping and why a human pass still matters
• Quick thumbnail/video ideas with Google AI Studio and Sora
• Mindset: pick 1–2 tools, go deep, and build daily AI reps

Tools shown
ChatGPT (GPT-5), Riverside, Otter.ai, Descript, Sora, Google AI Studio (“Nano Banana”), plus brief mentions of Fathom/meeting AI and HubSpot AI.

Chapters
00:00 Intro & why this episode matters
00:28 Today’s plan: real AI tools, real workflows
01:24 Daily AI practice and investment angles
05:05 Live demo: upload RFQ to ChatGPT (document analysis)
08:28 Scope, location, requirements pulled in seconds
10:22 Partner search in El Salvador (lead list)
13:32 Bilingual outreach: email drafts, intake form
16:14 Bonus: WhatsApp outreach copy
17:26 Riverside transcription workflow
18:52 Otter.ai for meetings, summaries, action items
21:10 Descript for editing, captions, and clips
23:39 Using transcripts to auto-draft YouTube descriptions/titles/tags
28:38 Prompt engineering tips that actually help
29:06 Sora video demo & specificity in prompts
30:28 Google AI Studio (“Nano Banana”) thumbnail demo
32:57 Pick 1–2 tools and practice daily
35:23 Outro & how to send us your questions

Trump just fired key members of Puerto Rico’s Federal Control Board, and the ripple effects could reshape the island’s financial future. In this Wealth Wednesday episode of the Latin Wealth Podcast, we break down what this shake-up could mean for the $50B+ already restructured, the $12B PREPA standoff, and why salaries, delays, and governance have sparked controversy. We also talk real-life infrastructure challenges on the island and close with a listener question about protecting access to your money if you live abroad.

What you’ll learn

• What the board does and why the firings matter now
• How unresolved PREPA debt and bondholder battles impact residents and investors
• The tension between high electricity costs and slow grid recovery
• Why compensation, efficiency, and oversight are under the microscope
• Practical tips for expats: banking, distributions, and tax considerations when living overseas

Listener MailbagWe answer a question on how to safeguard access to funds (401(k), IRA, bank accounts) while living abroad, and what to consider about taxes and distributions. Submit your questions for a future episode.

Join the conversationDo you think these firings will help or hurt Puerto Rico’s recovery? Drop your thoughts below and share this with someone who follows Puerto Rico’s economy and policy.

Why are remote workers flocking to Latin America—and what does that mean for local communities? In this Wealth Wednesday episode of the Latin Wealth Podcast, we break down the top Latin American cities for digital nomads, real monthly costs, internet speeds, and the growing backlash in places like Mexico City. We also discuss how to enjoy the benefits of remote work without accelerating displacement or price hikes.

What we cover:

- Best cities for remote work across Mexico, Brazil, Argentina, Colombia, Costa Rica, Uruguay, Chile, El Salvador, and the Dominican Republic

- Monthly spending ranges and internet reliability (why it matters for Zoom-heavy roles)

- Case study: Mexico City’s boom in Condesa and Roma Norte—tourism gains vs. gentrification and rising rents

- How remote workers can support local economies responsibly

If this helped you, share it with a friend and drop a comment: Which city would you choose—and how should governments balance tourism with affordability?

In this episode of the Latin Wealth Podcast, we break down the single skill that 10x’d my business: intentional networking—how to enter the right rooms, lead with value, and let your good name compound into deals, introductions, and long-term opportunities. Then Jeremiah shares the complementary skill that’s made him serious money: emotional intelligence—reading people, timing conversations, and using the Five Love Languages at work to lead, sell, and retain clients. If you’ve felt information overload, this is your playbook for moving from knowledge to application.

What You’ll Learn

- How to network with intention (not just collect business cards)

- Non-traditional networking: social media, podcasting, and strategic environments

- Why “doing the work” turns word-of-mouth into a revenue flywheel

- Emotional Intelligence for business: reading the room without being pushy

- The Five Love Languages at work (words, time, gifts, service, touch) and how to apply them professionally

- The “20-minute reset” to control emotions, bounce back, and execute

- Action steps to build real relationship equity this week

El Salvador just made history by removing presidential term limits, allowing President Nayib Bukele to remain in power indefinitely. In this episode of the Latin Wealth Podcast, we dive deep into what this political shift means for El Salvador, its people, and the future of leadership in Latin America.

We discuss how Bukele rose to power with overwhelming public support, his crackdown on gang violence, his bold embrace of Bitcoin, and the recent constitutional reforms that extended presidential terms from 5 to 6 years and eliminated second-round voting.

Is this a step toward dictatorship—or a strategic move to implement long-term transformation?

We also reflect on how this political model compares to U.S. term limits, why legacy-building may require extended leadership, and what this means for democracy, investment, and national identity in Latin America.

We close the conversation with our personal thoughts on what countries we’d consider moving to if term limits were ever removed in the U.S.—and what it means to align your values with your government.

📌 Topics Covered:

- Bukele's background and re-election with 85% of the vote

- El Salvador’s security transformation and Bitcoin adoption

- Term limit removal and 6-year term extension

- Risks of authoritarian rule vs. long-term vision

In this episode of the Latin Wealth Podcast, we break down how foreign investments are shaping Latin America's future—including the massive impact of Chinese capital, the key sectors attracting the most attention, and how political and economic shifts in countries like Brazil, Argentina, and El Salvador are changing the game.

We also analyze why foreign direct investment (FDI) rose in 2024, the role of AI and critical minerals in driving growth, and which countries are best positioned to thrive. Plus, stay tuned until the end for a surprising report from Microsoft on 40 jobs most and least likely to be affected by AI—and what you can do to stay ahead in the evolving job market.

This episode is a must-watch for entrepreneurs, investors, and anyone interested in the intersection of global economics, tech, and opportunity in Latin America.

📌 Topics Covered:

- Why China is pouring billions into Latin America

- How Brazil, Mexico, and Peru are leading the charge

- The role of lithium, copper, and cloud infrastructure

- Why some Latin American countries are losing investor confidence

- 40 jobs safe vs. at risk from AI, according to Microsoft

💡 Question of the Day:

If you could invest in one Latin American country right now, which one would it be and why? Drop your answer in the comments.

Latin America is outpacing the world in fintech growth — and in this episode, we break down why. According to a new report from BCG and QED Investors, fintech startups in Latin America saw an 86% increase in venture capital funding in 2024, making it one of the top three years in the region’s fintech history.

We explore how Latin America’s fintech sector is scaling sustainably with innovative models like digital banking, vertical SaaS, BNPL, and crypto platforms — all while shifting from “growth at all costs” to long-term profitability. You’ll also learn how AI, tokenization, and forward-thinking regulation are reshaping financial access in the region.

We also touch on untapped opportunities in B2B fintech, infrastructure, and lending — and what this means for founders, investors, and consumers in 2025 and beyond.