Laurence Barlow is the CEO and founder of Credit Reboot. His career saw him move from the dark side of debt collection to the light side of helping consumers and business to renegotiate their debt positions.

He is the king of debt busting and a regular on TV shows such as a Current Affair fighting for the consumer and small business in Australia.

Credit Reboot developed and rolled out a software that allows consumers and small businesses to renegotiate their debts ahead of the deadline of their repayment holidays by the end of this month.

The software enables borrowers to write off 50% to 90% of their debt by identifying lending breaches by the credit providers. This would allow borrowers to "reset their debt position" before their repayment holidays end.