In this episode of The Real Secrets of Money Podcast, we're joined by Senior Director of Sales Andy Cowan to kick off the Estate Planning season by breaking down what an estate plan really is and why it matters for people at every stage of life.

You’ll learn why estate planning is about more than just money, the common myths that keep people from getting started, and how even a simple plan can make a huge difference for the people you care about most.

Whether you’re raising a young family, approaching retirement, or just beginning to think about the future, this episode will show why estate planning is one of the most important steps you can take to protect the life you’ve built.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

Join us on the latest episode of Lead. Empower. Grow. as we sit down with Efen Thao, a former law enforcement officer from Alaska who made a dramatic career pivot to become a successful business builder in financial services.

Efen shares his unique journey and the common thread of protection that runs through both of his careers. From sharing the challenges he faced in law enforcement to explaining how he helps secure the financial futures of families, Efen’s story is one of resilience, learning and empowerment.

Tune in to discover how Efen found his path to becoming someone's superhero in unexpected ways.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

April is financial literacy month, and Lead. Empower. Grow. has partnered with the Real Secrets of Money program to highlight the importance of financial educators. We have so many great clips of past guests talking about financial literacy and the great work they do as financial educators, so we gathered some of their best pieces of wisdom and advice over the years and put them all in this insightful episode.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

Today's guest is a swerve from last week: our host spoke to a young agent on the rise, Regional Marketing Director Thuan Bui. We had a great talk about how important good leaders and mentors are to an entrepreneur's success — not least because they in turn teach you how to lead and mentor your future teams.

Listen to Thuan's energetic story and hear his great "bow and arrow" metaphor for overcoming setbacks in this insightful episode.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

Today's guest is a very experienced business builder, National Marketing Director Tou Vang, who has been an entrepreneur since shortly after he came to America from Laos in 1980. When he finished up his schooling, he started gaining experience opening businesses, everything from a grocery store to a used car dealership. For the last 13 years, Tou has been helping people secure their futures and protect their families with life insurance and other financial solutions, and he's as passionate about the product as he is about helping people.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

For today's episode, we had the honor of speaking to Dah Htoo, a Field Vice President who came to the U.S. as a refugee from Myanmar (or Burma, as it was known until 1989) 15 years ago and started dedicating his life to helping refugees adjust to American life.

After working his way through various jobs, he landed as a caseworker for Lutheran Family Services, aiding families who were new to the country. Since then, Dah has transitioned to the world of financial services and dedicated his life to helping others understand how to protect their finances and find peace of mind. Dah talked to our host about how to be there for people who rely on you and what it takes to help families adjust to a new country in this insightful episode of Lead. Empower. Grow.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

In this captivating episode of Lead. Empower. Grow., we sit down with Cindy Rivera, who shares her insights on perseverance, the importance of financial preparedness and how she navigated personal and professional challenges to achieve success. Her story is a profound reminder of the power of courage and the impact one can have when you dedicate yourself to helping people without fear. Join us for an episode filled with inspiration, lessons learned and the drive to empower others on their paths to success.

**After our talk, Cindy realized she had left out part of her daughter's story that she wished to share. We were not able to redo the interview to fit it in the final episode, so she shared some words on what she wanted to add:

"Because we were not aware that living benefits existed until after my daughter was already diagnosed, we never had that protection for her. We never had a chance to use it because we didn't know about it, but we never want other people, especially our friends and families, to miss it when they need it. So that is the reason I also fell in love with the product."

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

It's a new season and a new year for the Lead. Empower. Grow. Podcast, and we couldn't have asked for a nicer guest to get 2024 off to a good start than Choua Yang. One thing becomes clear when talking to this National Marketing Director from FFS: she has a lot of determination and she represents the power of believing in yourself in the face of many challenges. Today, we'll dive into the lessons Choua learned throughout her career and her advice for anyone looking to make a meaningful impact in their life and the lives of others.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

To celebrate Thanksgiving this week, we put together a special montage episode of Lead. Empower. Grow. to feature stories of gratitude that have been shared by our past guests on the podcast over the years.

Gratitude is part of our industry by its very nature — whether it's a death benefit that eases stress at an already painful time, living benefits that save a client from crushing medical debt or simply securing a healthy retirement, just about every FFS agent has a story of a client saying thanks and filling them with pride and joy for the impact they've made by helping people. We dug back through the archives to highlight a bunch of little stories of gratitude as our way of saying thanks to our guests for spending time with us on the podcast.

This episode features the following speakers:

1:37 — Leyna Nguyen

2:49 — Daniela Dubach

4:39 — Bridget Biermann

5:31 — Mark Biermann

5:43 — Alan Guerra

11:06 — Victoria Le

17:29 — Youa Khang

18:49 — Sean Weaver

19:51 — Polly Outhay

21:14 — Daniela Dubach

21:43 — Leyna Nguyen

22:35 — Vicki Diep

Happy Thanksgiving!

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.

Today's guest entrepreneur is Area Marketing Director Julie Lor, who was an emcee for one of our General Sessions at this year's Leaders Convention 2023. Julie talked to our host about her life serving her community as a health worker before she built her business, what it means to be a people person and what it means to "learn to dance in the storm," which gave us some new vocabulary for overcoming adversity. Find out exactly what we mean by listening to this insightful episode.

To connect with a First Financial Security agent about entrepreneurship opportunities or products and policies, visit our website.