For many men, the idea of retiring before 65 is less a fantasy than a serious plan — but getting there requires understanding the financial vehicles that make it possible. 401(k)s, IRAs, Roth IRAs, Health Savings Accounts, pensions, Social Security timing — each one plays a different role in an early retirement strategy, and knowing how they interact makes the difference between a plan that works and one that runs out. In this episode, we break down the most effective early retirement account types, explain the key rules around early withdrawals, and walk through how to assess whether your current financial health puts early retirement within reach.