Experts discuss the legislative efforts supported by the National Association of Public Insurance Adjusters (NAPIA) regarding the Unauthorized Practice of Public Adjusting (UPPA), issues surrounding Assignment of Benefits post-disaster, and more.

"The National Association of Public Insurance Adjusters (NAPIA) was established in 1951 to promote a higher standard for policyholder advocacy. Public insurance adjusters are licensed to serve the general public and deliver knowledgeable and experienced representation when filing a claim for property damage. The founding members of NAPIA envisioned an association that would provide the appropriate resources for policyholder advocates in pursuit of successful claims resolution.1"

1. https://www.napia.com/about ↩

Key Takeaways:

[1:07] What are the biggest legislative challenges in the U.S. today?

• The Unauthorized Practice of Public Adjusting (UPPA)
• Assignment of Benefits
• Restrictions on public adjusters' rights to practice

[3:43] How are these challenges helping or hurting both consumers and insurance professionals?

• Many State insurance departments don't have regulatory authority over non-licensed individuals
• Home and business owners are getting scammed post-disaster by those who are not licensed to adjust their claim

[9:58] What are the major legislative priorities right now?

• Opening the Model Bill up to add in UPPA language

[12:03] Recent examples of recent major Case Settlements/Briefs.

[17:25] Future legislative efforts of Public Adjusters

• Achieve licensing in all 50 States
• Five States do not license: Alabama, Arkansas, Alaska, Wisconsin, and South Dakota

[19:31] How can listeners help achieve future legislative goals in support of policyholders, consumers, and other insurance professionals?

• Insurance is regulated at the State level
• Contact your State Representatives

Panelists:

● Brian Goodman — Principal at Kramon & Graham, PA

● Greg Raab — Vice President & Chief Marketing Officer at Adjusters International and Tidal Basin

Moderators:

● Rachele Drinkwine — Operations Coordinator at Adjusters International and Tidal Basin

Mentioned in This Episode:

Adjusters International

National Association of Public Insurance Adjusters (NAPIA)

National Association of Insurance Commissioners (NAIC)