The School of Financial Freedom Podcast

Lesson 3.11: Budgeting Needs, Wants, and Bullshit, with Andrea Kelly and Brett Lyon


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Almost everyone knows their annual salary, but 8 out of 10 people don’t know how much money they spend. Once you think about it, that’s incredible. This level of unconscious spending is the reason so many people live in financial fragility today.

Andrea Kelly and Brett come in and talk about how they budget as a married couple with a newborn. They took FF1 separately and, after they moved in together, used the lessons to combine their finances. They'll talk about the intimacy it takes to talk about budgeting, and how they invented "strip budgeting," a hilarious and fun way to talk honestly about what is worth spending on and not.


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The School of Financial Freedom PodcastBy Douglas Tsoi