Brianna sits down with Hanna Horvath, a Certified Financial Planner and writer, to uncover the fascinating intersection of psychology and personal finance. Together, they explore how our emotional and psychological experiences shape our financial decisions, diving deep into the concept of money scripts, the role of stress in spending habits, and how to build guardrails for smarter financial choices.

Hanna shares actionable insights on adopting a long-term mindset for investing, navigating the often overwhelming world of online financial advice, and creating sustainable habits that align with personal values. They also discuss how generational differences influence financial attitudes and the importance of understanding your unique money story.

Whether you’re looking to understand why you spend the way you do or want to reshape your financial habits, this conversation will empower you with the tools to approach money with clarity and confidence.

Episode Highlights:

• [00:00] Introduction to Money Psychology

• Discover how emotional and psychological factors influence our financial decisions.

• [02:40] Understanding Money Scripts

• What are money scripts, and how do they impact your relationship with money?

• [05:48] The Impact of Stress on Spending

• How stress triggers impulsive spending and ways to counteract it.

• [09:34] Guardrails for Better Spending Decisions

• Practical steps to create boundaries for smarter financial habits.

• [10:03] Investing: The Long Game vs. Quick Returns

• The importance of patience and strategy when building wealth.

• [13:25] Navigating Financial Advice Online

• How to discern credible advice in the age of social media and influencers.

• [16:54] Building Sustainable Financial Habits

• Why small, consistent steps lead to long-term financial success.

• [19:24] Generational Perspectives on Money

• Exploring how generational experiences shape financial attitudes and behaviors.

• [25:49] Final Thoughts on Financial Well-being

• Hanna’s advice for aligning financial habits with your values for lasting peace of mind.

Connect with Hanna:

Find Hanna Online:https://www.hannahorvath.com/ 

Find Hanna On Instagram:⁠ https://www.instagram.com/yourbrain_onmoney/⁠

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