Many times I’ve heard people say just cancel 2020. It is a lost year. There is no doubt it is a challenging year. Just as we began, COVID 19 raised its ugly head. As a country, in parallel with the world, we started down a road not traveled during any of our lifetimes. But today, many experts and I urge all of you to not discard 2020. In the business world, let’s all use this catastrophe to evaluate our operation models. Businesses in categories hardest hit can use this to examine investments,