Kenneth Hayne’s Banking Royal Commission Report dealt a major blow to mortgage brokers when it recommended changes to the way big banks pay commissions. If enacted, the recommendation could lead to the demise of smaller mortgage brokerages whose business model relies on trailing commissions. Is Kenneth Hayne on the money? Or have mortgage brokers – many of which are family run businesses – been unfairly singled out? Our Workwise segment focuses on our increasingly cashless society. In the past, many small businesses couldn’t take credit card payments because of the need for expensive equipment. Square solved this problem by combining tap and go tech with smartphones and Dominic Yap from Square Australia explains why this is a big deal. It’s Valentine’s Day on the 14th and the hopelessly romantic, or the romantically hopeless, will spend more than $250 million showering our sweethearts with gifts. It’s great news for florists as Valentine’s Day is their grand final week. Courtney Ray was an accountant whose floristry side hustle Daily Blooms now employs 30 staff in Melbourne and Sydney, all busily building bouquets for star crossed lovers.