Jesse Liebman analyzes the utilization of credit cards and how we can leverage them to travel. Before leveraging credit cards it's important to know and understand what goals you want to accomplish and also how your FICO score or credit score are affected through your usage of credit cards. Once you have a plan you must understand the rules each bank has on their credit cards, what cards are available and what benefits you can receive through a fee or no-annual fee credit card. Finally, we wrap up this episode with a few real world examples and the impact changing spending habits have had through credit card utilization and a few recommendations.