L. Baloran is a registered financial planner, a Transformare coach and junior

financial coach for Empower and Transform. He is also a yaman coach for the

Personal Financial Advisers Corporation.

Balitaktakan, and Diskarte on DZMM Teleradyo to talk on various topics such as

paying debts during the pandemic and ways to handle remittances for OFW

families. He is a content creator for Finance on the Go and goes live on his

Facebook page where he has garnered a following, talking about financial

literacy.

Aries started out as an IT instructor before moving to Italy with his wife. He worked many jobs in Italy such as a housekeeper, waiter, and gardener in order to get by and provide for his family. He noticed that even with his multiple sources of income, they could barely make ends meet. Once he had his second child, he decided it was time for a lifestyle change and worked hard to not only have enough savings but to study on how to invest to be able to grow his money. He attended and graduated from masterclasses under Efren L Cruz, Randell Tiongson, Marvin Germo, Dodong Cacanando and T Harv Eker, he used every available educational resource he could get his hands on such as webinars, YouTube videos, books, and business TV shows such as ANC's "On the Money to learn everything he could about managing and growing personal finances.

many clients including the teachers from the IPON Ambassadors Program, a

collaboration with the Department of Education (Deped) to help teachers all

over the country in settling their debt as well as providing them with financial coaching