This podcast explores the inherent advantages smaller entities possess when challenging established giants, particularly within the financial sector. It highlights the vast disparity in scale, using the example of a credit union against JP Morgan Chase, and questions how smaller firms can contend with the technological investments of larger competitors. The podcast draws parallels to historical instances, like IBM's decline in the face of startups Apple and Microsoft, to illustrate how agility and innovation can overcome a lack of resources. Large corporations are often hampered by their organizational structures and ingrained assumptions, while smaller firms are free to experiment and innovate without significant financial cost, requiring only visionary leadership.