In these days of greater financial uncertainty, many people are finding that their finances are getting them down. People are drowning in debt. They have all the financial mod–cons – internet banking, credit cards galore, even mobile banking – and yet for many – their finances are in a shambles.Over this week, Berni will be joined by Ross Buttenshaw – the Australian Director of Christians Against Poverty – for a coal face, rubber hits the road kind of look at money. A Practical Guide to Managing Your Money.