Ben and Megan Smith explore the concept of living within one's means and making deliberate financial decisions. It discusses the idea of indulging in bigger or better things and the importance of planning and prioritizing expenses. Ben and Megan share examples of clients who have different priorities and how they help them make informed choices. They also touch on the topics of makeup and vacations as personal investments. The conversation concludes with a mention of the financial advisor's website for further guidance.

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