All those loan documents you're receiving can seem super overwhelming! So, here's some insider knowledge to elaborate on what the documents are, and simplify what they all mean! You need to know these things - it's not complicated.

• How much do I need to spend per month?

The fee worksheet is not regulated - depending on the lender, you'll want to ask a lot of questions.

Then you move on to a loan estimate which IS regulated. The fees can only go down, they cannot go up. 

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