On this episode, Eric Forney talks to HousingWire's Economic Director Logan Mohtashami.   Logan breaks down how demographics, supply and credit risk have created the savagely unhealthy market we are in right now.  He discusses how "forbearance bros" are lacking key information about credit risk that cause them to interpret data incorrectly, and shares his thoughts on how credit actually functions.  He explains his six recession red flags, how most of them are occurring right now, and what he predicts that means for the future.    He also busts myths on millennials' home buying behavior, the prediction that Americans were all about to sell their homes without buying new ones, and the comparison of the current market to the 2008 market.