Seeing as though the month prior to this week’s video was long-term care awareness month, Ken and Kyle spend this episode discussing this topic due to the importance of it and the attention it requires. As fiduciaries, it is crucial to address what might happen over the horizon and ensure this is part of the well-thought-out plan.
 Insurance is an extremely important part of the financial planning process and today’s conversation covers the four main aspects of long-term care insurance. Ken begins by discussing the statistics and probability of you or a loved one needing it, then the history of long-term care, why an individual must be considering it and whether your employer offers it, and lastly, if you are the employer, the benefits it provides to your employees.