David Blanchett and Eric Ludwig, Associate Professor of Retirement Income at The American College of Financial Services, explore ho­­w millennials can better balance near-term financial pressures with long-term retirement goals. They discuss the implications of default savings behaviors, the growing role of AI in shaping financial advice, and why planning for longer lives requires a shift from accumulation to thoughtful spending. The conversation highlights how reframing longevity as an opportunity can help drive better decisions today.

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