Planning ahead for your own finances when you are self employed, run a business is something that can be a real difficulty.

I was so pleased to capture some of what Financial Advisor and Actuary, Mark Woodruff, had to share - and a lot of what he said would apply even if you are employed. His most striking comment was that financial planning isn't about being 'wealthy' - actually it's important for all of us to know about our finances. Have a listen and let me know what you think