Detroit files for bankruptcy, many investors stand to lose 90% of their investments, and those reliant on pensions may get just a fraction of what they thought they were getting! Tillie Allison joins Merlin to take a look at what one can do to ProActively plan their financial future. This includes taking a look at several “taken for granted” retirement vehicles which we should remove from our planning. Tillie and Merlin also take a look at Gold and its recent fall from grace, offering listeners insight into how to trade the precious metal.