The best Valentine's gift you can give your family is a plan for when you need extended care.  The National Alliance for Caregiving and AARP recently published "Caregiving in the U.S. 2020", and Diane shares some of their statistics on unpaid caregivers. When you own LTC insurance, you are helping your family to be care managers rather than care providers.  Let paid workers do the work while your kids and family can continue their lives and careers while overseeing your care needs.  Love IS being Prepared for Tomorrow!