Love and Marriage may go together like a horse and carriage but when there are bumps in the road, hold on tight! Having some honest, transparent conversations about money with your partner before making major commitments is best but let’s face it – it’s a lot harder than it sounds. We all grow up with various beliefs and values when it comes to saving, sharing and spending money and those beliefs can be put to the test when you have to start making money decisions as a couple. Melissa Whish and Erica Ford of Four Winds Advisors LLC have seen it all when it comes to money disputes among couples and offer some tips and advice on how and when to navigate difficult conversations before they become too hard to handle.