Episode Summary:

In this lighthearted yet insightful episode, Fobby and Maddie navigate through technical difficulties, real estate market updates, personal reflections, and even moments of grief. From discussing interest rates and market shifts to sharing personal losses, the episode captures the highs and lows of both life and the mortgage industry.

Key Discussion Points:

• Technical Difficulties & Podcasting Realities: The hosts humorously reflect on their early podcasting struggles and ongoing challenges.
• Mortgage & Real Estate Market Trends: Discussion about fluctuating interest rates, the impact on buyers, and how 2025 might shape up for home buyers and loan officers.
• The Role of the CFPB & Regulatory Changes: Speculation on potential changes in mortgage regulations under the Trump administration.
• Personal Growth & Industry Challenges: Maddie shares how she has evolved as a loan officer and reflects on market fluctuations.
• Grief & Work-Life Balance: Maddie opens up about the recent passing of her best friend and the challenge of balancing personal grief with professional responsibilities.
• Upcoming Speaking Engagements: Maddie is set to speak at the "Build Your Empire" event in March 2025.
• Future Podcast Guests: Discussion on potential guests and the value of returning favorites.

Notable Quotes:

1. "You get what you pay for in this podcast." – A lighthearted take on their technical struggles.
2. "I claimed 2024 as my rock bottom. So, as long as I have a different outlook, I’m hoping 2025 brings some relief." – Maddie on approaching the new year with optimism.
3. "The irony of the mortgage industry and grief is that both happen simultaneously." – Maddie reflecting on personal loss while maintaining professional responsibilities.

Final Thoughts:

This episode blends humor, industry insights, and raw personal moments, making it a must-listen for mortgage professionals and beyond.