The Red Zone Retirement Program

Mailbag: Renting, Dividends, and Social Security


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🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

When it comes to retirement, the toughest calls aren't always about the market — they're about your life. In this episode, John takes a break from the playbook to field real questions straight from the audience mailbag. Big choices about where to live, how to invest, and when to start Social Security can feel like fourth-quarter pressure, and John's here to help you call the right plays when it matters most.

John explores the pros and cons of renting in retirement, why relying on a "dividends only" strategy can limit your options, and the real story behind claiming Social Security after 70. With clear strategies, relatable stories, and a few laughs from the sidelines, he offers a winning game plan for finishing strong and walking off the field on your own terms. The choices you make today can shape your retirement for decades, so tune in to hear real questions and real answers that matter to people just like you.

Here's some of what we discuss in this episode: 🏠 The surprising financial benefits of renting in retirement 📉 Why dividend-only investing may limit your flexibility ⏳ Taking Social Security after age 70 🐦 How "go-go, slow-go, and no-go" years impact choices

0:00 – Intro 1:56 – Renting in Retirement (Pros & Cons) 7:08 – Is Dividend-Only Investing Viable? 11:14 – Social Security Strategy at Age 70+

Get in touch:

Phone: 661-775-3704

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/

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The Red Zone Retirement ProgramBy John Mears