Many of us are afraid of what the future has in store for us. We anticipate a variety of hardships and misfortunes befalling us. And many of us aren't wrong. But the problem is when our fear moves us in the direction of denial and immobilization rather than inspiring us to take necessary action. It's always best that we read the handwriting on the wall and steer our ship away from the rocky shores rather than wait until the shores are upon us. Best we be prepared, make changes sooner rather than later, anticipate what might happen, carefully consider all options and start the ball rolling, rather than waiting until the last minute and then making decisions that are likely to be impulsive and not well-thought out because we are in crisis mode.