Invest in high interest FDs of upto 9.5% p.a. with Stable Money in just a few clicks: https://stablemoney.onelink.me/rkWL/1xio6ig0

➡ Order my book 'Acing CA' here:

https://www.amazon.in/dp/8195816886?r...

➡ Order my book 'Unlocking Unicorn Secrets' here:

https://www.amazon.in/dp/0143461605?r...

🎧 Listen to Konversation with Kushal Episodes On Spotify:

https://open.spotify.com/show/0gLN318FZ5Ew9vyfZkNYoe

➡ For crisp learnings from the podcast, check out our clips channel: @kushallodhaclips548

https://www.youtube.com/@UCt8KJr-UIGAD71_RKaAclJA

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Follow Kushal Lodha on Social Media:

📝 LinkedIn: https://www.linkedin.com/in/kushallodha548/

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Twitter: https://x.com/saurabhjain1099?s=21

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In this episode of KwK, we’re joined by Saurabh Jain, co-founder and CEO of Stable Money and former MD & CEO of Navi Mutual Fund.

Saurabh shares his insights on the enduring appeal of Fixed Deposits (FDs) in India, discussing their relevance for both conservative and risk-seeking investors. He offers guidance on selecting the right banks for FD investments and explains how Stable Money simplifies the FD account opening process.

Saurabh reflects on his professional journey, highlighting his tenure at Swiggy and Navi, and shares lessons learned from leaders like Sachin Bansal. He discusses overcoming the fear of failure, understanding the mindset of Indian customers, and the success of Stable Money in catering to the cautious Indian investor.

Whether you're a seasoned investor or just starting out, this episode offers valuable insights into investment strategies and the evolving fintech landscape in India.

Don't forget to like, subscribe, and hit the bell icon for more insightful and interesting content! 🎥📚

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Timestamps

00:00:00 Introduction

00:03:23 Why FD?

00:07:13 How many families these days invest in FDs?

00:08:41 Perks of investing in FD to a risk seeking investor

00:17:18 How to choose a bank to invest in?

00:26:16 Hassles in opening a FD account and how stable money solves the issue

00:35:05 Portfolio allocation of Saurabh Jain

00:36:30 Best and worst investments made by Saurabh Jain

00:39:22 Should you invest in Gold?

00:43:54 How do gold mutual funds operate?

00:46:11 How much should you allocate to bonds?

00:59:56 Risks in investing in bonds

01:02:20 Ideal allocation ratio for people earning 50k per month

01:10:11 Journey of Stable Money so far

01:15:54 Career trajectory of Saurabh Jain at Swiggy and Navi

01:18:06 Unique qualities of leaders like Sachin Bansal

01:22:46 Dealing with fear of failure

01:30:23 Mindset of Indian customers that brought success to Stable Money

01:33:53 Conclusion

#kushallodha #stablemoney #fixeddeposit #stockmarket #investing