By 2030, every baby boomer will be over 65 — and the financial landscape those men are retiring into looks significantly different from the one their parents navigated. Healthcare costs are rising, Social Security faces uncertainty, and market volatility has become a permanent feature of investment life. For senior men approaching or already in this window, retirement fund allocation — how you distribute your savings across stocks, bonds, and other asset classes — is one of the most consequential decisions you’ll make. In this episode, we walk through what smart 2030 retirement fund allocation actually looks like: how to assess where you stand, how to set realistic income goals, and how to structure your portfolio to balance growth with protection.