New year, new budgets, new habits! Learn how to avoid the kiss of debt and what it takes to become a millionaire. Special guest: Stephen B. Dunbar III, J.D., CLU, executive vice president, Equitable Advisors.

For more information, show notes and transcripts visit https://www.ada.org/publications/dental-sound-bites

Stephen B. Dunbar III is a financial professional who offers securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, S.I.P.C, offers investment advisory products and services through Equitable Advisors, LLC, an S.E.C.-registered investment advisor, and offers annuity and insurance products through Equitable Network, LLC.  Equitable Advisors and Equitable Network are affiliated companies and do not provide tax or legal advice or services.