This episode focuses on our 2025 Annual Outlook, featuring Danny O'Leary, CEO of Seaspray Private, and Paul McGowan, MD of Seaspray Financial. They analyse investment opportunities and key market data for the upcoming year. Revisiting the prevailing themes of the four 'i's – Inflation, Interest Rates, Income/Earnings, and Investment – exploring the key challenges facing the global economy, including those in Ireland, as well as the performance of major equity markets. The podcast concludes with a summary of the investment themes that are expected to be central to Seaspray's structured solutions in 2025.