A recent report from the federal Consumer Financial Protection Bureau shows Georgia leads most states in harassment by debt collectors . Often these are for debts people already paid, or don’t even owe. Beth Kobliner is on a mission to make sure you and your kids don’t fall prey to one of these collectors. She is the author of the new book “ Make Your Kid a Money Genius (Even If You’re Not) .” She told us that it is never a bad idea to start teaching kids about personal finance when they’re