It’s never too soon to build good habits around money and, while your 20s may seem like the time to have fun and too early to get serious about things like retirement, the habits you develop now can have long-lasting impact on your quality of life and financial freedom.

We’re going to take a look at four healthy financial habits to start practicing now – controlling spending, saving regularly, building credit and saving for retirement.

Listen here and follow @CashologybyFNBO® on YouTube for more!