Credit cards have become an essential life tool. They can be used to make purchases you don't have the cash for, or to purchase something from a remote seller without having to wait for a physical check to be delivered.

If you’re trying to decide whether to get credit cards or nix them completely, consider the pros and cons and decide whether you truly need any.

Listen to our podcast this week to understand better if you should have one or can live without it. 

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