In 1974, Congress passed the National Mobile home Construction and Safety Standards Act, which created the so-called HUD Code regulation. Since then, there have been no more "mobile" homes. There are, however, manufactured homes, or homes built indoors in climate-controlled manufacturing environments in a streamlined process that has been refined for four decades. They are built in single or multiple sections, and, like site-built homes, now come in various configurations with customizable layout, flooring, and finishes. They are subject to the same rigorous quality standards as traditional homes and many are now eligible for conventional mortgages and even down-payment assistance.

In this episode, we talk with two long-time industry professionals—Logan Hanes from the Kentucky Manufactured Housing Institute and Ramsey Cohen from Clayton Homes—to find out more about this often-overlooked process and how it may prove to be an important player in the campaign to address the affordable housing supply gap in Kentucky.

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Kentucky Manufactured Housing Institute

Clayton Homes

Manufactured Housing and Standards - Frequently Asked Questions