For this episode, David is joined by Marc Champ who is the Managing Director of WHARF Financial. He helps property investors and developers secure the capital they need to create magic so people can live and work with joy and freedom. While enabling these investors and developers to improve their own lives too. 

There are many ways to borrow or save the money you need to become a property investor. You can get started with a fairly small amount of money. Marc explains how, the broker's role and more.

KEY TAKEAWAYS

• You need a fallback. Keep your day job for a while.
• You might not have a chance to buy now, but things change, so you will be able to one day. Start saving and acquiring skills so you are ready for that day.
• You don't need as much money as you think to invest in property.
• Choose your broker carefully, Marc explains.
• Brokers keep everything moving quickly.
• Brokers understand all property investment models and will identify the best ones for your circumstances.
• Map out the exit plan before you sign.
• Don't tie up money you need. Getting things up and running can easily take months longer than planned.
• Allow a contingency of 10 to 15%.
• Understand the tax implications.
• Look for the win wins.
• Helping people along the way is fulfilling. You get to do that with property investing.
• Be kind, be empathetic, it is good for you as well as for others.

GUEST BIO

Marc is the founder of the multi-award winning Wharf Financial, specialising in property and trading business financial solutions.

As a member of the advisory board for the National Association of Commercial Finance Brokers (NACFB) he champions high standards in property finance and aims to go above and beyond in his service delivery.

Not only has Marc built his own portfolio he has spent 15 years in the banking industry with R.B.S., Lloyds Bank and Shawbrook.

Marc’s spare time is spent with his young family. He is also a keen distance cyclist, golfer and fundraiser for Demelza Hospice Care for Children.

BEST MOMENTS

‘There are enough hours to be able to do a day job and get into property investment.’

‘You want to be able to talk to the broker and get on.’

‘Make the most of what you are.’

‘See purpose as being a direction.’

 

EPISODE RESOURCES

[email protected]

Socials - @wharffinancials

Progressive Property Network - https://progressivepropertynetwork.co.uk

 

ABOUT THE SHOW

People with purpose make a difference. Imagine a world where more people can just get their purpose out of them, into a plan and then actually make it happen. What a world that would be - People everywhere finding meaning and harnessing that to bring inspiration and energy to each and every day, changing lives for the better. But no one ever achieved anything on their own - we all have something unique to bring and that means we all have to play our part - if we want to go far we have to go together and lead or serve towards a vision of the world we want to see. Everyone has a story to tell, and this show is where these stories come to life.

ABOUT THE HOST

David Roberts is a highly regarded CEO, mentor, and investor with 30 years of experience across multiple sectors. As an intrapreneur and entrepreneur, David has bought, grown, started and sold several businesses, working with values-driven start-ups, award-winning SMEs, and multinational corporations on strategies for service excellence, leadership, and profitable growth. David’s passion is for purpose and creating an environment where everyone can succeed, through building teams that get things done, execute on their mission with passion, deliver exceptional service and really make a difference.

ARTWORK CREDIT

Penny Roberts - https://www.instagram.com/penpennypencils 

CONTACT METHODS

LinkedIn -  https://www.linkedin.com/in/david-roberts-nu-heat 

Facebook - https://www.facebook.com/DavidRobertsPeopleWithPurpose

Instagram - https://www.instagram.com/davidcroberts

Clubhouse - https://www.clubhouse.com/@davidcroberts?utm_medium=ch_profile&utm_campaign=MBv1ubya1-oOBXc_uQKFHw-46334