April 7, 2025 ~ Lucy Ann Lance talks with Mark Munzenberger, Financial Education Manager, University of Michigan Credit Union for this week's Money Monday with UMCU. They discuss how to use your tax refund. Mark suggests using your tax return to bolster your emergency fund, pay down debt, make home repairs, or invest. He also encourages everyone to use some of the money to enjoy life by pre-funding a vacation, taking a shopping trip, or donating to a charity.