January 13, 2025 ~ Lucy Ann Lance talks with Mark Munzenberger, Financial Education Manager, University of Michigan Credit Union for this week's Money Monday with UMCU. Mark addresses common financial concerns, particularly among young adults in Ann Arbor and Ypsilanti, about investing and market volatility. He reassures individuals that market fluctuations are normal and advocates for a long-term investment perspective instead of reacting to short-term changes. Mark offers free financial education classes to the community, emphasizing the importance of financial planning as people age. He discusses the necessity of consulting financial advisors to manage assets and make informed decisions, especially for older adults facing immediate financial concerns.