East Meets West

Market Insights from MBA's Experts


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In this episode of East Meets West, hosts Al Velasco and Gene Lugat are joined by Dr. Michael Fratantoni, MBA’s Chief Economist & SVP of Research, and Matt Jones, MBA’s Associate VP of Government Housing Finance. Together they dive into the evolving mortgage landscape, tackling housing supply, regulatory changes, and industry challenges.  Michael and Matt both share insights on economic trends, policy shifts, and the impact of new regulatory leadership. With affordability concerns and evolving industry policies in focus, this discussion highlights why advocacy and collaboration are more crucial than ever. Tune in for expert perspectives on navigating today’s mortgage challenges!



Al Velasco, EVP, West Divisional Manager

Gene Lugat, EVP, Eastern Divisional Manager

Dr. Michael Fratantoni, MBA Chief Economist & SVP of Research & Business Development

Matt Jones, MBA Associate Vice President for Government Housing Finance

East Meets West is produced by PrimeLending, a PlainsCapital Company, NMLS #13649, Equal Housing Lender. Program content is meant to be commentary and any discussion of rates or products is not to be taken as home buying or financial advice, as a solicitation or offer for services, or as a commitment to lend. All loans subject to credit approval. Rates and fees are subject to change. Consult a mortgage professional regarding your individual loan needs for your financial situation. Visit our website at ⁠⁠⁠primelending.com/legal-disclosures/licensing-disclosures⁠ for⁠⁠ full licensing and disclosures.

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East Meets WestBy PrimeLending