Bitcoin and Financial Independence

Market Update and Utility Tokens


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Today I give a brief update on the crypto market after a big drop last weekend, followed by a listener question about the CRO token and an explanation of utility tokens

Reminder: To enter the $100 Bitcoin or Ethereum giveaway for December, leave a review and email me a screenshot once it's published. [email protected]

Links related to the episode:

  • Stock To Flow Model
  • The Halving Cycle
  • Ben Cowen on lengthening market cycles and diminishing returns
  • Crypto.com's stadium naming rights
  • Binance.us
  • Voyager loyalty program VGX
  • Proof of Stake - Staking
  • Dan Held on how to earn a yield on Bitcoin
  • Cred bankruptcy
  • Celsius token
  • Nexo token
  • CRO token uses
  • Coinmarketcap - good place to begin researching many coins
  • Segwit Bitcoin upgrade
  • Taproot Bitcoin update


Check out getbitcoinfi.com for more blog posts and articles, and get involved in the community.

  • Coinbase is the place most people start, secure and reliable.
  • Gemini is a great starting point too, and they pay interest on many coins.
  • Celsius has some of the best interest rates for both borrowing against and earning on your crypto.
  • Voyager is one of the most popular apps for earning interest on your crypto. They are a publicly traded company in Canada.
  • BlockFI is one of my favorite places to earn interest on crypto. They also have a Bitcoin Cash back credit card which makes earning crypto easy.
  • Strike - the Venmo of crypto. Buy, sell and send crypto with no fees. Use my link to get $5, no purchase necessary.
  • Crypto.com just bought the naming rights to the Staples Center and is another popular exchange.
  • My Twitter
  • My Youtube



If you want to learn more about crypto, I recommend uintacrypto.com. It's the course that gave me a solid foundational understanding of crypto. Let Spencer Montgomery know that I sent you.

Email me at [email protected] if you have questions.

Note: Some of my links are referral links that are mutually beneficial but at this point I have no affiliate relationships with any of these companies.

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