In this episode: * 📉 **Mortgage Market Update** – What's causing recent rate movement? Learn how Moody's U.S. credit downgrade has affected the 10-year Treasury yield and mortgage rates, now pushing past 7%. * ✅ **Pre-Approval vs. Pre-Qualification** – Understand the crucial difference between the two, when to choose each, and how they impact your homebuying power. * 🐶 **Special Guest Appearance** – Meet Gracie, Adam's son's service dog, making her debut in the office!

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301