Caroline Cremen from Adviceworx chose Visa Inc as her stock pick of the day."To build the offshore dividend Aristocrats portfolio you should be looking at Visa. Visa doesn't have a very high dividend yield but it has increased its dividend by over 30 percent annually over the past few years and it is a very cash flush company. Although very expensive at this point I think it should be picked up in a pullback, the cash flow is there, electronic payments is a growth story of the future so,another nice one for your offshore portfolio."