In this episode Mary talks to Loretta Salzano, President at Franzen and Salzano, P.C about practical RESPA topics. Who should you invite to promotional events? How to distinguish between a thank you gift and marketing? What hurdles do you need to clear to buy or sell data and remain compliant? These are just a few of the questions that Mary and Loretta discuss. If you’re considering an ABA or JV venture or are leaning toward entering into a marketing service agreement, this conversation will also help you formulate a plan to evaluate which option might be right for your business. And, make sure you listen all the way to the end of this week’s episode for a fun lightning round covering a gamut of RESPA scenarios including what to do about the donuts.